# giftcardstonaira.ng > Site map current as of 2026-09-09. > Independent Nigerian service that buys gift cards for naira over WhatsApp. > No app, no sign-up: you message us the brand and amount, we quote today's > rate in about 5 minutes, verify the card, and pay to any Nigerian bank > within 15 minutes of verification. Online 24/7. > Contact: WhatsApp +852 4463 4891 · info@giftcardstonaira.ng ## Rate data freshness All rate figures on this site are generated at build time from a monthly-reviewed rate matrix (brand × card form × face-value tier). Rate-driven pages show a "Rates updated" stamp (on the homepage it sits on the calculator card). Quotes are always confirmed in chat before a trade. ## Main pages - [Home](https://giftcardstonaira.ng/): what we do, the 3-step trade, real customer reviews - [Gift card rate calculator](https://giftcardstonaira.ng/rate-calculator/): instant naira payout for any brand/amount - [All gift cards we buy](https://giftcardstonaira.ng/gift-card/): index of all 20 brands - [FAQ](https://giftcardstonaira.ng/faq/): payout speed, receipts, safety, minimums - [About](https://giftcardstonaira.ng/about/): who we are and how trading works - [Contact](https://giftcardstonaira.ng/contact/): WhatsApp + email, 24/7 - [Terms](https://giftcardstonaira.ng/terms/) · [Privacy](https://giftcardstonaira.ng/privacy/) ## Per-brand rate pages (rate intent — "how much is a $100 X card in naira") Each page answers with today's figure and quotes any amount: [Amazon (US)](https://giftcardstonaira.ng/rate-calculator/amazon/) · [Apple/iTunes (US)](https://giftcardstonaira.ng/rate-calculator/apple-itunes/) · [Steam (EU)](https://giftcardstonaira.ng/rate-calculator/steam-eu/) · [Steam (US)](https://giftcardstonaira.ng/rate-calculator/steam-us/) · [Steam (UK)](https://giftcardstonaira.ng/rate-calculator/steam-uk/) · [Google Play (US)](https://giftcardstonaira.ng/rate-calculator/google-play/) · [Razer Gold (US)](https://giftcardstonaira.ng/rate-calculator/razer-gold/) · [Sephora (US)](https://giftcardstonaira.ng/rate-calculator/sephora/) · [eBay (US)](https://giftcardstonaira.ng/rate-calculator/ebay/) · [American Express](https://giftcardstonaira.ng/rate-calculator/amex/) · [Vanilla Visa](https://giftcardstonaira.ng/rate-calculator/vanilla-visa/) · [Xbox](https://giftcardstonaira.ng/rate-calculator/xbox/) · [Nike](https://giftcardstonaira.ng/rate-calculator/nike/) · [Walmart](https://giftcardstonaira.ng/rate-calculator/walmart/) · [Best Buy](https://giftcardstonaira.ng/rate-calculator/best-buy/) · [Nordstrom](https://giftcardstonaira.ng/rate-calculator/nordstrom/) · [Target](https://giftcardstonaira.ng/rate-calculator/target/) · [Macy's](https://giftcardstonaira.ng/rate-calculator/macys/) · [Footlocker](https://giftcardstonaira.ng/rate-calculator/footlocker/) · [Netflix](https://giftcardstonaira.ng/rate-calculator/netflix/) ## Per-brand selling guides (sell intent — full rate tables + how-to) Same 20 brands under `https://giftcardstonaira.ng/gift-card/{slug}/`, e.g. [Sell Steam (US) gift cards](https://giftcardstonaira.ng/gift-card/steam-us/): today's full rate table, 3-step selling guide, payout details. ## Blog (guides & safety) - [Blog index](https://giftcardstonaira.ng/blog/): all guides, safety and legality articles - [How to sell gift cards in Nigeria without getting scammed](https://giftcardstonaira.ng/blog/sell-gift-cards-safely-nigeria/): the scam patterns sellers actually meet (fake payment alerts, rate bait, code draining), a buyer-verification checklist, and what to do if you are scammed - [Is selling gift cards legal in Nigeria? The 2026 tax rules explained](https://giftcardstonaira.ng/blog/is-selling-gift-cards-legal-nigeria/): yes, legal — the legality answer, why the CBN crypto ban never covered gift cards, and what the Nigeria Tax Act 2025 (₦800,000 tax-free band, Tax ID rules) changes for sellers - [How to check your gift card balance before you sell (official links for 20 brands)](https://giftcardstonaira.ng/blog/check-gift-card-balance/): the official balance checker for every brand we buy, the five brands where “checking” redeems the card, and the fake-checker scam to avoid - [Which gift card has the highest rate in Nigeria? The real 2026 ranking](https://giftcardstonaira.ng/blog/highest-rate-gift-cards-nigeria/): all 20 brands ranked by our real date-stamped board — the physical vs e-code gap, size tiers and regions explained, refreshed monthly - [What is a gift card? The types of gift cards, their uses, and what to do with one in Nigeria](https://giftcardstonaira.ng/blog/what-is-a-gift-card/): the plain-terms meaning, the main types (store vs open-loop, physical vs e-code), what gift cards are used for, and the practical options when a card’s region locks you out in Nigeria - [What is an Apple gift card used for? What it buys, what it can’t do, and your options in Nigeria](https://giftcardstonaira.ng/blog/what-is-apple-gift-card-used-for/): the full spending list (apps, subscriptions, iCloud, even iPhones on the right card), the Apple-vs-iTunes-card difference, what the card can never do, and the region-lock reality for a US card in Nigeria - [What is a Razer Gold gift card used for? Where it works, what it pays for, and its naira value in Nigeria](https://giftcardstonaira.ng/blog/what-is-razer-gold-gift-card-used-for/): what Razer Gold and its PIN actually are, the 42,000-title catalog and the region variance, the official reload flow (and why no PIN “check” exists), the cash/Steam limits, and the US-card reality for Nigeria - [What is a Steam card used for? What the wallet buys, the currency rules, and what it pays in naira](https://giftcardstonaira.ng/blog/what-is-steam-card-used-for/): what the Steam Wallet pays for (games, in-game items, software, hardware), the 2026 retail phase-out for physical cards, why no balance checker exists, the currency-matching rule (US cards redeem on Nigerian USD wallets; £/€ cards are stranded), and today’s naira figures for all three Steam regions - [How much is a $100 gift card in naira? What $25 to $1,000 actually pays](https://giftcardstonaira.ng/blog/how-much-is-100-gift-card-in-naira/): the brand-less answer — the real $100 range (physical and e-code), the full payout ladder for $25–$500 across all 18 dollar brands, the four things that place a card inside its range, and how to get the exact quote (figures regenerate from the monthly rate board) - [How much is a $100 Apple/iTunes gift card in naira? Every amount answered](https://giftcardstonaira.ng/blog/how-much-is-100-apple-gift-card-in-naira/): the per-brand deep-dive — every Apple/iTunes amount $25–$1,000 in both forms (physical pays more, the ~15% e-code gap explained), why iTunes-branded cards rate the same, what moves an Apple quote (size tiers, FX, receipt), and the US-card region note - [How much is a $100 Steam gift card in naira? US, Euro and UK prices](https://giftcardstonaira.ng/blog/how-much-is-100-steam-gift-card-in-naira/): the per-brand amount answer — every Steam amount $20–$1,000 in both forms on the flat ₦935/₦890 board (two $50s pay exactly one $100), the wallet-code vs physical gap and Valve’s 2026 retail phase-out, euro and UK card prices, and what moves a Steam quote (figures regenerate from the monthly rate board) - [How to redeem a gift card: every official method, and when selling for naira wins instead](https://giftcardstonaira.ng/blog/how-to-redeem-gift-card/): the three official redemption routes (load into an account, apply at checkout, spend like a bank card) brand by brand — Apple, Google Play, Amazon, Steam, Xbox, Razer Gold, Netflix, the US store cards, Vanilla Visa and Amex — plus the region-lock rules that stop a US card redeeming in Nigeria, and the sell-for-naira alternative with current board figures - [Do gift cards expire? The rules for every brand we buy](https://giftcardstonaira.ng/blog/do-gift-cards-expire/): the five-year federal floor and the activation clock, the full brand-by-brand table (expiry + fees with official sources), the network-card valid-thru split and inactivity-fee ceiling, and what actually eats a held card’s value in Nigeria - [How to find a legit gift card vendor in Nigeria: the signals, the WhatsApp traps, and the Chinese-vendor question](https://giftcardstonaira.ng/blog/gift-card-vendor-nigeria/): what “gift card vendor” actually means (no licence exists — the title is claimed, never granted), why a WhatsApp number proves nothing, the four checks that do work (public rate board, bank account name-match, CAC lookup, small first trade), and the honest 2026 state of the “Chinese vendor” corridor - [Netflix subscription plans and prices in Nigeria (2026): what each tier costs and every way to pay](https://giftcardstonaira.ng/blog/netflix-subscription-price-nigeria/): the four Nigerian plans and their naira prices (₦2,500–₦8,500, July 2025 prices still current), paying with a naira debit card (bank caps explained), the gift-card currency rule (a dollar card can’t fund a naira account), and the price-hike outlook - [Can you use a Visa gift card in Nigeria? Where US network cards work, and what they pay in naira](https://giftcardstonaira.ng/blog/visa-gift-card-nigeria/): the verdicts place by place (US tills and sites work; Nigerian POS, ATMs and local checkouts decline — the issuer’s US/DC zone and address checks), the naira-prepaid cards Nigerian banks sell instead, balance and fee pointers, and current Vanilla Visa / Amex naira figures - [YouTube Premium in Nigeria: what each plan costs in 2026, and how to actually pay](https://giftcardstonaira.ng/blog/youtube-premium-price-nigeria/): the three Nigerian plans and their naira prices (₦1,700 individual / ₦2,800 family / ₦1,300 music — April 2025 hike still current), the family break-even math and household enforcement, the naira-card and Play-balance payment rails, and the country lock that stops a US Google Play card funding a Nigerian account (current board figures included) - [Apple Store vs App Store vs iTunes: which Apple gift card do you have, and what it pays in naira](https://giftcardstonaira.ng/blog/apple-store-vs-app-store-vs-itunes/): the Apple naming decoder — one unified Apple Gift Card since 2020 plus two retired predecessors (App Store & iTunes, Apple Store) that both still work, the ten-second identification key, why the old iTunes card’s redeemed balance buys hardware under Apple’s current terms, and the single board rate every name trades at (current figures included) - [How to sell a Steam gift card in Nigeria: the safe route from card to naira in your bank account](https://giftcardstonaira.ng/blog/sell-steam-gift-card-nigeria/): the per-brand seller walkthrough — why Steam itself can never cash you out (wallet funds are locked by the Subscriber Agreement), what sets the quote (region, form, size, month), a WhatsApp trade minute by minute, the four traps that steal codes (verification IS redemption on Steam), and the September 2026 timing (autumn sale dates + the physical-card phase-out endgame) - [How to sell an Apple (or iTunes) gift card in Nigeria: what your card pays and the safe way out](https://giftcardstonaira.ng/blog/sell-apple-gift-card-nigeria/): the per-brand seller walkthrough — which of Apple’s three cards you hold (unified Apple Gift Card, App Store & iTunes, Apple Store) and what the name means for the sale, the $100 dual figure (physical vs e-code, ~15% apart), the safe trade order (quote in writing before the code), the seller-safe balance self-check on Apple’s own page, and the traps built around Apple cards specifically - [Can you cash out a Steam wallet to naira? What’s locked, what an unredeemed card pays, and the exits that actually work](https://giftcardstonaira.ng/blog/cash-out-steam-wallet-naira/): the Steam wallet verdict — Valve’s three closed doors documented from its own texts (no bank withdrawal, no transfer, no third-party-card refund), the redemption fork (an unentered code is the sellable one, current $100 figures included), the honest audit for already-redeemed balances (spend, gift-and-settle, the skins route with its real haircut, why selling the account is fatal), and the field-note rules for anyone offered Steam codes as payment in Nigeria - [How to sell an Amazon gift card in Nigeria: what your card pays, why sealed plastic beats an e-code, and how the sale works](https://giftcardstonaira.ng/blog/sell-amazon-gift-card-nigeria/): the Amazon sell guide — the two markets a card sells into (sealed physical at the board's top rates vs e-codes at the widest form gap we publish), the inverted size ladder above $100, why a kept receipt is priced provenance, the balance-check trap (no peek exists — applying IS redeeming), what a fair quote looks like, and the three resale scripts that end with your code spent - [How to sell a Google Play gift card in Nigeria: the card that can’t redeem here, what yours pays, and the trade from message to alert](https://giftcardstonaira.ng/blog/sell-google-play-gift-card-nigeria/): the Google Play sell guide — why the card keeps arriving with no Nigerian issue (82% Android, diaspora gifting), the country lock that fails safe for holders (a wrong-country redeem attempt moves no balance), the flat ₦980/₦940 board ($10–$500, current $100 figures included), the figure → card → alert trade order, and the FTC-documented scam history that makes Play cards a target - [How to sell a Walmart gift card for cash in Nigeria: plastic or eGift, what a $100 pays, and the safe order to sell in](https://giftcardstonaira.ng/blog/sell-walmart-gift-card-nigeria/): the Walmart sell guide — the store card vs the Walmart Visa (Green Dot’s prepaid, a different instrument), the free no-sign-in balance check you can run yourself before selling (and why the same numbers that check the card also spend it), the flat board line for sealed plastic with eGift codes priced in chat, the quote-then-card-then-transfer order, and the Walmart-specific traps (confirmation-request drain, rack cloning, the imposter who shops the racks) ## Scope Nigeria only. Gift cards only — no crypto/BTC/USDT trading. No mobile app; every trade happens inside one WhatsApp chat.